Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
-
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $541.86
- $14.95
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowWhy Choose a Mortgage Broker Over your Bank?
Buying and financing a home will be the biggest financial decision most of us will make in our lives, but when it comes to the logistics of home financing, the options can be overwhelming. As a mortgage broker, I'm often asked "Drew, can you explain why it makes more sense to use a broker instead of my bank? Of course I can! Let's go over the key benefits:
1. Access to a Wide Range of Lenders
Unlike banks that offer their own products, mortgage brokers have access to a vast network of lenders. This means you can compare multiple mortgage options, ensuring you find the best rates and terms that suit YOUR financial situation. Whether you're a first-time homebuyer or looking to refinance, we help simplify the process.
2. Expert Guidance Throughout the Process
Navigating the mortgage process can be daunting, especially for new homeowners. A mortgage broker brings valuable industry knowledge and expertise to the table. We’ll guide you through every step, from pre-approval to closing, ensuring you understand your options and feel confident in your decisions.
3. Tailored Solutions for Your Unique Needs
Every homeowner's financial situation is different. As mortgage brokers, we take the time to understand your goals and what matters most. We can customize mortgage solutions that align with your long-term financial plans, whether that means a fixed-rate, adjustable-rate, or even specialized loans for first-time buyers.
4. Better Negotiation Power
Mortgage brokers often have established relationships with lenders, which can lead to better rates and terms. We can advocate on your behalf, negotiating to secure favorable mortgage conditions that you might not achieve on your own.
5. No Additional Cost to You
Many homeowners are surprised to learn that working with a mortgage broker is often free! Lenders typically pay brokers a commission for bringing them business, meaning you can access our services without an out-of-pocket expense. It’s a win-win situation that makes financing your home more affordable.
6. Long-Term Support
Even after closing, I'm here for you. Whether you need advice on refinancing or exploring options for home equity loans, my job is never done as I provide ongoing support. My goal is to be your trusted partner throughout your homeownership journey.
Ready to explore your mortgage options? Let's connect today to start your journey!
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